It took a for self-employed jo-anna francis to remortgage following a divorce year. Photograph: Jo-Anna Francis

T he number of individuals that are self-employed has grown significantly since 2001, leaping from 3.3 million to 4.8 million. Do their earnings that are precarious they can’t get mortgages? Will they be addressed as second-class residents because of the loan providers? Unfortunately that’ll be the actual situation for several, specially those who work in the“gig economy” that is low-paid. But don’t provide up all hope: anyone who has more dependable earnings, and, crucially, good records of these earnings, can nevertheless secure a significant deal. Read more